Putting the Pieces Together
When it comes to planning for retirement, most clients have more questions than answers. My partners and I at Lincoln Financial Advisors are well prepared to help you answer those questions. Whether you are contemplating retirement, or are already retired, you deserve a written retirement income plan that gives you confidence knowing that you’re on the right track.
Each one of our retirement income plans is custom designed to meet your needs and answer specific concerns that you may have. Here are just a few of the items that your plan may cover, based on what we learn about your goals and situation:
• When can I retire? Could I shift to part-time employment, and if so, what is the minimum income I would need to earn?
• What is my projected income at retirement, and under what assumptions?
• How long might this income last? What assumptions should I use for longevity?
• When should we start taking social security?
• In what order should my investments be liquidated?
• What investment changes are recommended and how might they impact my retirement income?
• Should long-term care insurance be purchased? If so, what kind and when?
• How much will I have left for my children, grandchildren, and favorite charities?
